WASHINGTON - (AP) - He's talking about "glimmers of hope" for theeconomy, but President Barack Obama is also warning that "by nomeans are we out of the woods."

In a speech today at Georgetown University, Obama sought tobalance his recent hopeful words on the economy with a sign thathe's not ignoring the lingering problems.

He also argued that his broad domestic agenda is the path torecovery.

The speech came as Obama nears his 100-day mark in office. It'sbecome a traditional marker by which to judge new administrations.

Obama warned that while "times are still tough," it's possibleto see "way off in the distance" a future that is "far differentthan our troubled economic past."

He says the economy needs to be transformed, so that it's lessdependent on a financial sector that is obsessed with risk, andmore dependent on clean energy, good education, and reined-inhealth care costs.

He spoke on the same day that Fed chairman Ben Bernankesuggested that the recession may at last be bottoming out.