Guide: Do you need health insurance? Open enrollment period is now open in Connecticut, New Jersey and New York

Do you need health insurance? The annual open enrollment period is now open in Connecticut, New Jersey and New York for coverage in 2023. 
Below is all the information you need if you’re looking to enroll in the tri-state:


The annual open enrollment period for Connecticut residents who are seeking to enroll in health coverage plans for 2023 through Access Health CT, the state’s official health insurance marketplace, is in effect Nov. 1, 2022 and continues through Jan. 15, 2023.
Customers who enroll by Dec. 15, 2022, will have coverage that begins Jan. 1, 2023. Those who enroll between Dec. 16, 2022, and Jan. 15, 2023, will have coverage beginning Feb. 1, 2023.


In New Jersey, open enrollment happens once a year, from Nov. 1 to Jan. 31. It is typically the only time you can enroll in coverage unless you have a qualifying life event. 
GetCoveredNJ is the only place that New Jersey residents can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs for health insurance.
Click here to check out new and expanded financial help from the State of New Jersey and the federal government.
Click here to browse health and dental plans, create a new account, or start your application.


The New York State of Health Open Enrollment period for coverage in a 2023 qualified health plan began on Nov. 16, 2022. Enroll by the 15th of the month for coverage starting on the first of the following month. Consumers must enroll by Dec. 15, 2022, for coverage starting Jan. 1, 2023.
Enrollment in other programs through the NY State of Health (Medicaid, Child Health Plus and the Essential Plan) is available year-round.
Click here to compare plans, get an estimate, and view plan options side by side.
There are three ways to enroll in New York state:
Meet with an enrollment assistor (in person or by phone) – you can find assistance here.
Call the NY State of Health Customer Service Center at 1-855-355-5777.
Go online to A chat feature is available on the website during customer service center hours to help you complete your application.
Click here for more information.


For free help choosing a plan in New York City, speak with one of the enrollment counselors:
Call 311
Text "CoveredNYC" to 877-877